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The Total Money Makeover

A Proven Plan for Financial Fitness

Ramsey, Dave

(Book - 2009)
Average Rating: 4 stars out of 5.
The Total Money Makeover
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"Ramsey offers a bold, no-nonsense approach to money matters, providing not only the how-to but also a grounded and uplifting hope for getting out of debt and achieving total financial health. Ramsey debunks the many myths of money (exposing the dangers of cash advance, rent-to-own, debt consolidation) and attacks the illusions and downright deceptions of the American dream, which encourages nothing but overspending and massive amounts of debt. "Don't even consider keeping up with the Joneses," Ramsey declares in his typically candid style. "They're broke!" This book isn't theory. It works every single time. It works because it is simple. It works because it gets to the heart of the money problems: you"--Publisher's description.
Publisher: Nashville, Tenn. : Thomas Nelson Pub., c2009
Edition: 3rd ed.
ISBN: 9781595550781
159555078X
Branch Call Number: 332.024 R
Characteristics: xxv, 259 p. : ill., forms ; 25 cm.

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An approach to personal finance that focuses on getting out of and staying out of debt


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Oct 22, 2014
  • SLWalker rated this: 5 stars out of 5.

This book changed my life, financial and otherwise. Ramsey breaks your makeover into baby steps that you can concentrate on and achieve.
5 years ago I had credit card debt, a car loan, virtually no money saved and was frustrated/angry every time I had to sit down and pay bills.
Fast forward to today. I have no debt except on my reasonable mortgage. I have money saved for emergencies, funding my daughters college funds, saving for my retirement, able to take my family on paid for vacation, and slowly killing off the mortgage bit by bit.
I'm able to help and give more now than I ever have. Give it a try, if you don't like it you can always go back to doing what you are doing now!

Sep 09, 2012
  • shawperc rated this: 5 stars out of 5.

As of July, were debt free because of this book. Definitely consider reading it :D

Were already on step 3b! woohoO! This book changed our lives.

Jun 18, 2012
  • RudyLove1040 rated this: 5 stars out of 5.

This simple book's information is worth millions! A book that will change your financial life!

Nov 10, 2011
  • ElectricMayhem rated this: 4.5 stars out of 5.

The information wasn't new to me, but I like how it was presented with real life stories. Unfortunately, I don't think that California mortgages are as easy to pay off as other states, but it would be a good goal.

May 25, 2011
  • shawperc rated this: 5 stars out of 5.

This book definitely changed my perspective on money. And because of it were only one debt away from being debt free!!

Aug 21, 2010
  • JGOODRICK rated this: 5 stars out of 5.

clear, full of real-life stories, makes getting out of debt achievable

Apr 12, 2010
  • Gorsky rated this: 4.5 stars out of 5.

This book was given to me by a friend and it was the turning point for our family's financial situation.

Highly recommend this book, it'll change the way (most people) think about money.

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Ramsey, Dave
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